When planning activities, inform those that will be involved and ask, “Are participants, parents, and leaders aware of and willing to accept the potential risks associated with this activity?” and “Do they wish to participate?”
Regarding personal liability, the Church counsels’ members to be wise and self-reliant and to accept responsibility for their actions. Where possible, members who oversee activities “should protect themselves by carrying reasonable amounts of liability insurance. Such insurance may be available through homeowners’ insurance or other policies” (General Handbook, 20.7.3.3).
What does this mean? If someone is injured during a Church-sponsored activity and a lawsuit is filed asserting negligence, those individuals associated with the activity may first need to use their own personal liability insurance. Common insurance policies available include homeowners, renters, auto, or other insurance policies. After available insurance limits are exhausted, the Church will stand with and protect Church volunteers who are within the scope of their volunteer assignment, unless the act was criminal or intentional.